MobiKwik appoints Anis Pathan as Chief Risk Officer to strengthen enterprise risk framework

One MobiKwik Systems Ltd. (MobiKwik) has appointed Anis Pathan as its Chief Risk Officer (CRO), with the appointment approved by the company’s Board of Directors.

The move comes at a time when the fintech platform is accelerating the expansion of its digital payments and financial services ecosystem. In Q3FY26, MobiKwik reported a record gross merchandise value (GMV) of ₹48,100 crore and a 3.2x year-on-year growth in UPI transactions. The company has also recently secured licences for payment aggregation and stock broking, signalling its broader ambitions beyond payments.

In his new role, Pathan will lead the company’s enterprise risk management (ERM) framework, overseeing strategic, financial, operational, cyber and fraud risks. He will focus on strengthening security and scalability across MobiKwik’s core payments businesses, including UPI, wallet services, bill payments and merchant transactions. His mandate also includes enhancing fraud prevention systems, ensuring regulatory compliance and supporting the company’s expansion into digital lending, stock broking and payment aggregation.

Commenting on the appointment, Bipin Preet Singh, Co-founder and CEO of MobiKwik, said that as the company evolves into a full-scale financial institution, enterprise risk management will play a foundational role. He added that Pathan’s experience across banking, risk and fraud prevention aligns with the company’s focus on building a secure and scalable ecosystem.

Pathan said that at MobiKwik’s scale, risk management is not just a compliance function but a growth enabler. He added that he aims to strengthen the company’s technology-driven risk architecture to deliver secure and seamless experiences while building a forward-looking risk culture.

Pathan brings over 14 years of experience across banking, microfinance, insurance and financial services in India and the Middle East. Most recently, he served as Head of Enterprise Risk Management at Oman Arab Bank, where he led multiple risk functions and implemented AI-led risk automation systems. He has previously held leadership roles at Chaitanya India Fin Credit, NSDL Payments Bank, Coface and ICICI Lombard.

Founded in 2009 by Bipin Preet Singh and Upasana Taku, MobiKwik offers a range of payment and financial products, including wallet, UPI, credit and investment solutions. The platform serves over 186.6 million registered users and 4.79 million merchants.